
When Ana landed in Orlando with her 4-year-old daughter for the first time, she felt a mix of excitement and nervousness. She was thrilled to finally pursue her American dream — but the very first night, when her little one started coughing, fear kicked in:
“What if it gets worse? What if I have to take her to the hospital?”
She didn’t have a Social Security Number.
She didn’t have a job yet.
And definitely no health insurance.
Ana’s question is the same one thousands of immigrants ask every month:
“Can I get health insurance if I just arrived in the U.S.?”
The short answer? Yes, you can.
But the full answer might surprise you — and could completely change your experience as an immigrant in the United States.
How does the U.S. healthcare system work?
First thing you need to know: healthcare in the U.S. is private — and extremely expensive.
There’s no free public healthcare like in many countries. A simple trip to the hospital can cost thousands of dollars — even if you’re not admitted.
According to KFF, the average emergency room visit costs $2,000 to $3,000, and that can go over $10,000 in serious cases.
Need something like an appendix surgery? Get ready: the bill can reach $33,000, according to FAIR Health.
And here’s the scary part: even long-term residents face these bills if they don’t have insurance.
“But can I get a plan even without a Social or Green Card?”
This is the big question — and here’s the good news:
Yes, you can get health insurance in the U.S. even without a Social Security Number, Green Card, or defined immigration status.
There’s a type of private, legal plan that accepts newly arrived immigrants — including those with a tourist visa or even without documents.
You also don’t need to file U.S. taxes.
This plan isn’t Obamacare. It’s more flexible and could be the safest (and sometimes only) way to protect yourself from a $10,000+ emergency room bill.
It exists — and the 2Easy team can explain it all privately, clearly, and safely.
Be careful: travel insurance is NOT health insurance
Many immigrants think the travel insurance they bought with their airline ticket will cover anything that happens in the U.S.
Unfortunately, that’s a myth.
Travel insurance has very limited coverage, usually valid for 30 to 90 days. It doesn’t cover pre-existing conditions, childbirth, routine exams, check-ups, or serious surgeries.
If you’re planning to live, work, or stay in the U.S. for more than 3 months, you need a plan made for temporary or permanent residents, with more robust coverage.
So… how much does private health insurance cost?
This is another common question — and the answer depends on your age, location, and the coverage you choose.
But to give you an idea, a good plan might cost between $193 and $250 per month.
Yes, that may seem like a lot… until you get a $4,800 hospital bill for a simple bronchitis flare-up — which happens often.
A routine check-up here without insurance can cost $200 to $400.
An X-ray? $500 to $1,000.
A basic blood test? Over $300.
The 2Easy difference: We care before and after you buy
Getting health insurance in a new country can be confusing — and that’s where 2Easy makes all the difference.
We speak 100% English, Spanish and Portuguese
We explain everything with patience — no pressure
You talk to a specialist who understands your reality
And if you ever need to use the plan — we’re here to help
We’ve helped over 20,000 People since 2020.
And our mission is simple: to help you feel safe, even far from home.
Questions we hear all the time:
I just arrived. Can I sign up?
Yes! As long as you’re in the U.S. and have a U.S. bank account, you’re good. No Social, no status required.
I only have a tourist visa. Can I still get a plan?
Yes — there are options made exactly for that, and they’re affordable.
What if I have a pre-existing condition?
Some plans cover it, others don’t — that’s why it’s important to talk with us and find the best fit for your case.
Is it legal? Is it safe?
Yes! These are private insurance companies with full legal support.
How long until coverage begins?
Some plans activate in as little as 24 hours.
Can I pay with card or autopay?
Yes — it’s simple, fast, and hassle-free.
You deserve to live this new chapter safely
The immigrant journey is already full of challenges.
Not knowing what to do when someone gets sick shouldn’t be one of them.
You’re not alone — and you don’t need to wait for documents, a steady job, or citizenship to take care of your health.
There is a real, affordable solution designed for people who just arrived.
And 2Easy is here to walk with you.
Talk to us on WhatsApp and get all your questions answered
We’re not trying to get you to buy anything right now.
We just want to help you understand your options — calmly, clearly, and without pressure.
Click here to chat with a specialist on WhatsApp
Or call us at (321)344-1199
You’ll be surprised how simple it can be to feel protected in the U.S.
And the first step?
Is just starting the conversation — no strings attached.
Authored by 2Easy Insurance by WMB Digital Marketing